Our Planning Process

We believe in understanding the full picture before offering a solution—like a coach evaluating the game plan before making adjustments.

The next step is a one-hour meeting, which will serve three key purposes:

1. Our team will gain a clear understanding of your financial goals, needs, and concerns, while also learning about your current financial situation.
2. You will gain insight into who we are, our process, and our approach. We'll guide you through our comprehensive financial planning process, which every new Longview client experiences, so you'll know exactly what to expect when you choose to work with us.
3. Most importantly, we'll see if we truly connect—if we like, trust, and are eager to work together.
   

If, at the end of the meeting, we all agree to move forward with your Financial Lifestyle Journey, we’ll sign the necessary paperwork, and you’ll pay the first half of the planning fee to officially begin crafting your personalized financial roadmap.

After our one-on-one meeting, if we mutually agree to proceed, we will begin crafting your Financial Lifestyle Journey —your personalized roadmap designed to guide your family’s financial future. This plan is built on years of experience, decades of time-tested research, and countless hours of dedicated training.

At the heart of this process, we aim to answer three key questions:

1. Are you on track to achieve both your short-term and long-term financial goals, such as a secure retirement or financial independence?
2. Are you optimizing your current and future tax strategies to minimize your liabilities?
3. Are your investments aligned with your goals, time horizon, and risk tolerance?

Once we begin your Financial Lifestyle Journey, our dedicated planning team will assist you in gathering the necessary documents—investment statements, insurance policies, tax returns, and budget assessments. We’ll also onboard you to our goal-based planning portal to start building the future you envision.

Once your Financial Lifestyle Journey is complete, we will hold a Delivery Meeting to review your current financial standing and present our findings, analysis, and tailored recommendations.

Using clear and straightforward language, we will outline exactly what steps you need to take to achieve your financial goals. Together, we’ll evaluate your present and future cash flow, analyze your spending and saving patterns, and realign your financial priorities as needed. Additionally, we will conduct a detailed review of your plan’s diagnostics and address the three critical questions raised during the Planning Input phase.

Once we complete your Financial Lifestyle Journey plan, we will provide you with a detailed and actionable plan tailored to your unique needs. This plan will include savings strategies, tax-efficient planning approaches, personalized investment recommendations, protection planning insights (such as life insurance and long-term care insurance), and possibly a conversation about your estate plan. These strategies are designed to help safeguard your financial future and provide confidence and clarity.

After our meeting, we encourage you to reflect on the following questions to help you make the best decision:

1. Do I trust and feel confident in the Longview team?
2. Do the benefits of their services outweigh the cost?
3. Do I understand and align with their investment and insurance recommendations?
4. Do their financial planning suggestions support my goals and priorities?
    

If you decide not to move forward with us beyond this process, we fully understand and respect your decision. You may simply be looking for a financial checkup or second opinion before continuing independently—and that’s completely fine. No matter what you decide, we wish you success and will always be here as a resource should you need guidance in the future.

Once we’ve developed your personalized plan together, the maintenance phase begins. During this phase, we’ll meet annually to review any new developments, adjust your investment strategy, and ensure your plan remains aligned with your evolving life and goals.

Our commitment is to serve as your trusted advisor at all times, so you can focus on what matters most—living your life and cherishing moments with your family. You can reach out to us whenever you need support or guidance; we’re always here for you.

As your investment advisor, we’ll continuously monitor your Financial Lifestyle Journey Plan and your investment holdings to ensure both reflect your current financial situation and future aspirations. Simply put: we’ve got this, so you can confidently enjoy life knowing your financial journey is in expert hands.